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529 Plans: Direct-Sold State Savings Plans
Current as of October 1, 2003

This table provides direct-sold 529 plan information for participating states and the District of Columbia.

State	Name of plan, manager, contact information	Residency restrictions	Contribution limit	State tax benefits
AL	The Higher Education 529 Fund Van Kampen treasury.state.al.us (866) 529-2228	Account owner or beneficiary must be an Alabama resident	$269,000	None
AK	University of Alaska College Savings Plan T. Rowe Price uacollegesavings.com (866) 277-1005	Open to all	$250,000	Alaska has no state income tax
AK	T. Rowe Price College Savings Plan T. Rowe Price troweprice.com/collegesavings (800) 369-3641	Open to all	$250,000	Alaska has no state income tax
AZ	Arizona Family College Savings Program College Savings Bank arizona.collegesavings.com (800) 888-2723	Open to all	$187,000	Withdrawals used for qualified education expenses are exempt from state income tax
	Arizona Family College Savings Program Securities Management and Research Inc. smrinvest.com/college (888) 667-3239	Open to all	$187,000
	Pacific Funds 529 College Savings Plan Pacific Life pacificlife.com	Only state residents may purchase directly	$187,000
AR	GIFT College Investing Plan Mercury Advisors thegiftplan.com (877) 615-4116	Only state residents may purchase directly	$245,000	Withdrawals used for qualified education expenses are exempt from state income tax
CA	Golden State ScholarShare College Savings Trust TIAA-CREF scholarshare.com (877) 728-4338	Open to all	$267,580	Withdrawals used for qualified education expenses are exempt from state income tax
CO	College Invest/Scholars Choice College Savings Program Citigroup Asset Management scholars-choice.com In-state: (800) 478-5651 Out-of-state: (888) 572-4652	Open to all	$235,000	Withdrawals used for qualified education expenses are exempt from state income tax, and all contributions are deductible (except rollover contributions)
CO	College Invest-Stable Value Plus College Savings Program Travelers Insurance Company collegeinvest.org (800) 478-5651	Open to all	$235,000
CT	Connecticut Higher Education Trust TIAA-CREF aboutchet.com (888) 799-2438	Open to all	$235,000	Withdrawals used for qualified education expenses are exempt from state income tax
DE	Delaware College Investment Plan Fidelity Investments fidelity.com/delaware (800) 544-1655	Open to all	$250,000	Withdrawals used for qualified education expenses are exempt from state income tax
DC	DC 529 College Savings Program Calvert Asset Management Company, Inc. dc529.com/DCIndex.html In-state: (800) 987-4859 Out-of-state: (800) 368-2745	Account owner must be a DC resident	$260,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
FL	Florida College Investment Plan Florida Prepaid College Board florida529plans.com (800) 552-4723	Open to all	$283,000	Florida has no state income tax
GA	Georgia Higher Education Savings Plan TIAA-CREF gacollegesavings.com (877) 424-4377	Open to all	$235,000	Withdrawals used for qualified education expenses are exempt from state income tax (except for withdrawals made within one year of opening an account), and contributions are deductible, up to a cap, if specific income limits are met
HI	TuitionEDGE Delaware Investments tuitionedge.com (866) 529-3343	Open to all	$297,000	Withdrawals used for qualified education expenses are exempt from state income tax
ID	Idaho College Savings Program (IDeal) TIAA-CREF idsaves.org (866) 433-2533	Open to all	$235,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
IL	Bright Start College Savings Program Citigroup Asset Management brightstartsavings.com (877) 432-7444	Open to all	$235,000	Withdrawals from Illinois 529 plans (but not other states' 529 plans) used for qualified education expenses are exempt from state income tax, and contributions are deductible
IA	College Savings Iowa State Treasurer and The Vanguard Group collegesavingsiowa.com (888) 672-9116	Open to all	$239,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
KS	Learning Quest Education Savings Program American Century Investments learningquestsavings.com (800) 579-2203	Open to all	$235,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
KY	Kentucky Education Savings Plan Trust TIAA-CREF kentuckytrust.org (877) 598-7878	Open to all; special incentives for qualified participants	$235,000	Withdrawals used for qualified education expenses are exempt from state income tax
LA	START Saving Program Louisiana State Treasurer osfa.state.la.us/START.htm (800) 259-5626	Account owner or beneficiary must be a Louisiana resident	$182,440	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
ME	NextGen College Investing Plan – Client Direct Series Merrill Lynch nextgenplan.com (877) 463-9843	Open to all; special incentives for qualified participants	$250,000	Withdrawals used for qualified education expenses are exempt from state income tax
MD	College Savings Plans of Maryland – College Investment Plan T. Rowe Price collegesavingsmd.org (888) 463-4723	Open to all	$250,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
MA	U.Fund College Investing Plan Fidelity Investments fidelity.com/ufund (800) 544-2776	Open to all	$230,000	Withdrawals used for qualified education expenses are exempt from state income tax
MI	Michigan Education Savings Program TIAA-CREF misaves.com (877) 861-6377	Open to all; special incentives for qualified participants	$235,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
MN	Minnesota College Savings Plan TIAA-CREF mnsaves.org (877) 338-4646	Open to all; special incentives for qualified participants	$235,000	Withdrawals used for qualified education expenses are exempt from state income tax
MS	Mississippi Affordable College Savings (MACS) Program TIAA-CREF collegesavingsms.com (800) 486-3670	Open to all	$235,000	Withdrawals from Mississippi 529 plans (but not other states' 529 plans) used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
MO	Missouri Saving for Tuition (MO$T) Program TIAA-CREF missourimost.org (888) 414-6678	Open to all	$235,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
MT	Montana Family Education Savings Program College Savings Bank montana.collegesavings.com (800) 888-2723	Open to all	$249,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
MT	Pacific Funds 529 College Savings Plan College Savings Bank pacificlife.com (800) 888-2723	Only state residents may purchase directly	$249,000
NE	College Savings Plan of Nebraska Union Bank and Trust planforcollegenow.com (888) 993-3746	Open to all	$250,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
NV	The Strong 529 Plan Strong Capital americas529plan.com (877) 529-5295	Open to all	$250,000	Nevada has no state income tax
	The UPromise College Fund UPromise Inc. upromisecollegefund.com (800) 587-7305	Open to all	$250,000
	The Vanguard 529 Savings Plan UPromise and Vanguard vanguard.com (866) 734-4530	Open to all	$250,000
	USAA College Savings Plan Strong Capital Management usaa.com (800) 645-6268	Open to USAA members only	$250,000
NH	UNIQUE College Investing Plan Fidelity Investments fidelity.com/unique (800) 544-1722	Open to all	$250,000	New Hampshire has no state income tax; withdrawals used for qualified education expenses are exempt from state interest and dividends tax
NJ	NJBEST 529 College Savings Plan Franklin Templeton hesaa.org/students/njbest (877) 465-2378	Account owner or beneficiary must be a New Jersey resident	$305,000	Withdrawals used for qualified education expenses are exempt from state income tax
NM	The Education Plan's College Savings Program Schoolhouse Capital theeducationplan.com (877) 337-5268	Open to all	$294,000	Withdrawals used for qualified education expenses are exempt from state income tax, and all contributions are deductible
NY	New York's College Savings Program Upromise Investments (beginning 11/14/03) nysaves.org (877) 697-2837	Open to all	$100,000 in contributions or $235,000 in account value, whichever comes first	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
NC	National College Savings Program College Foundation Inc. cfnc.org/savings (800) 600-3453	Account owner must be a North Carolina resident or must work in North Carolina, or be a client of a North Carolina fee-only planner	$276,046	Withdrawals used for qualified education expenses are exempt from state income tax
ND	College SAVE Morgan Stanley collegesave4u.com (866) 728-3529	Open to all	$269,000	Withdrawals used for qualified education expenses are exempt from state income tax
OH	Ohio CollegeAdvantage Savings Plan-Variable Investment Option Putnam Investments collegeadvantage.com (800) 233-6734	Account owner or beneficiary must be an Ohio resident	$245,000	Withdrawals used for qualified education expenses (or attributable to the beneficiary's death, disability, or receipt of a scholarship) are exempt from state income tax, and contributions are deductible, up to a cap (though there is an unlimited carryover of any excess contributions)
OH	Ohio CollegeAdvantage-Guaranteed Option Putnam Investments collegeadvantage.com (800) 233-6734	Account owner or beneficiary must be an Ohio resident	$245,000
OK	Oklahoma College Savings Plan TIAA-CREF ok4saving.org (877) 654-7284	Open to all	$235,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
OR	Oregon College Savings Plan/FACTS 529 Plan Strong Capital oregoncollegesavings.com (866) 772-8464	Open to all	$250,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap
PA	TAP 529 Investment Plan Delaware Investments lfg.com/lincolnpageserve (800) 440-4000	Account owner or beneficiary must be a Pennsylvania resident	$290,000	Withdrawals from Pennsylvania 529 plans (but not other states' 529 plans) used for qualified education expenses are exempt from state income tax
PA	TAP 529 Guaranteed Savings Plan Delaware Investments patap.org (800) 440-4000	Account owner or beneficiary must be a Pennsylvania resident	$290,000
RI	CollegeBoundfund Alliance Capital collegeboundfund.com (888) 324-5057	Account owner or beneficiary must be a Rhode Island resident, or account owner must be an employee of a Rhode Island employer or must maintain his or her principal place of business in Rhode Island; special incentives for qualified participants	$301,550	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap (though there is an unlimited carryover of any excess contributions)
SC	Future Scholar 529 College Savings Plan Banc of America Advisors LLC futurescholar.com (888) 244-5674	Account owner or beneficiary must be a South Carolina resident at time of enrollment; State of South Carolina or Banc of America employees eligible regardless of residency	$265,000	Withdrawals used for qualified education expenses are exempt from state income tax, and all contributions are deductible
SD	CollegeAccess 529 PIMCO Funds collegeaccess529.com (866) 529-7462	Account owner or beneficiary must be a South Dakota resident	$305,000	South Dakota has no state income tax
SD	Legg Mason Core4College 529 Plan PIMCO Advisors Distributors leggmason.com/funds (800) 800-3609	Open to all, but direct enrollment limits investment options	$305,000	South Dakota has no state income tax
TN	Tennessee's BEST Savings Plan TIAA-CREF tnbest.com (888) 486-2378	Open to all	$235,000	Tennessee has no state income tax; interest and dividends from other states' 529 plans are subject to Tennessee interest and dividends tax
TX	Tomorrow's College Investment Plan Enterprise Capital Management enterprise529.com (800) 445-4723	Account owner or beneficiary must be a Texas resident	$257,460	Texas has no state income tax
UT	Utah Educational Savings Plan (UESP) Trust State Treasurer uesp.org (800) 418-2551	Open to all; special incentives for qualified participants	$260,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap, if the account was started when the beneficiary was age 18 or younger
VT	Vermont Higher Education Investment Plan TIAA-CREF vsac.org (800) 637-5860	Open to all	$240,100	Withdrawals used for qualified education expenses are exempt from state income tax, and beginning in 2004, contributions are deductible, up to a cap
VA	Virginia Education Savings Trust (VEST) Virginia College Savings Plan Board virginia529.com (888) 567-0540	Open to all	$250,000	Withdrawals used for qualified education expenses (or attributable to the beneficiary's death, disability, or receipt of a scholarship) are exempt from state income tax, and contributions are deductible, up to a cap (though there is an unlimited carryover of excess contributions)
WV	SMART529—College Savings Option Hartford Life smart529.com (866) 574-3542	Account owner or beneficiary must be a West Virginia resident	$265,620	Withdrawals used for qualified education expenses are exempt from state income tax, and all contributions are deductible
WI	EdVest Strong Capital Management edvest.com (888) 338-3789	Open to all	$246,000	Withdrawals used for qualified education expenses are exempt from state income tax, and contributions are deductible, up to a cap, if the contributor is the plan's beneficiary, or is the parent or grandparent of the beneficiary
WY	College Achievement Plan Mercury Advisors collegeachievementplan.com (877) 529-2655	Open to all	$245,000	Wyoming has no state income tax