Wealth Management


Investment Management
PacWest has extensive experience in managing investments for clients. Based on the client's risk tolerance, time horizon and investment objective, we develop appropriate asset allocation strategies and implement investment plans for clients to reach their financial goals.

Retirement Planning
We assist clients in meeting their retirement goals by analyzing pensions, 401K plans, IRA accounts, non-qualified plans, as well as other client needs. Scenario analysis is used to determine the likelihood of meeting their objectives.

Insurance Planning
Life insurance, long-term care and disability policies are reviewed to ensure our clients have appropriate coverage. If additional assistance is needed, we will make referrals to reputable, outside insurance professionals. We do not sell insurance products.

Minimizing Income Tax
We assist clients in developing tax-efficient investment strategies for both taxable and tax-deferred accounts. Tracking realized gains and losses in taxable portfolios allows us to help manage our client's tax situations. Where advantageous, tax-free bonds are employed. Other tax saving strategies, such as planned giving, charitable remainder trusts, and private foundations, are discussed and implemented by our financial advisors. We understand the significant impact taxable accounts can have on the taxes our clients pay.

Education Planning
We help clients analyze the amount to save for educational expenses. Assistance is given in the selection of appropriate college funding vehicles for children and grandchildren.

Estate Planning Assistance
Whether it is lifetime gifting or inheritance, we utilize various planning techniques to help clients transfer wealth in the most tax-efficient ways. Armed with extensive trust backgrounds, we speak with clients about their current estate situations and offer suggestions to help meet their long-term goals.

Comprehensive Financial Planning
Some PacWest clients need assistance in all of the areas discussed above. In these situations, we will develop a comprehensive financial plan and assist in the implementation of the plan.

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